Jakarta International Customer Service Institute (JICSI)

Credit Manager

Job Summary

Credit Managers are responsible for overseeing the credit granting process for a company. Their job is to optimize company sales and reduce bad debt losses by maintaining the credit policy. They do this by assessing the creditworthiness of potential customers and conducting periodic reviews of existing customers.

To ensure success as a Credit Manager, you should have extensive experience with credit analysis, proficiency with accounting software, and high-level analytical skills. A top-class Credit Manager adds value to a company by optimizing the mix of sales to bad debt losses.

Responsibilities:

  • Evaluating the creditworthiness of potential customers.
  • Creating credit scoring models for risk assessments.
  • Approving and rejecting loans based on available data.
  • Calculating and setting loan interest rates.
  • Negotiating the terms of the loan with new clients.
  • Ensuring all loans and lending procedures comply with regulations.
  • Maintaining records of all company loans.
  • Monitoring loan payments and bad debts.
  • Reviewing and updating the company’s credit policy.

Requirements:

 

  • Bachelor’s degree in Accounting, Business Administration, Finance or similar field.
  • Proven work experience as a Credit Manager.
  • Advanced knowledge of accounting software.
  • Good understanding of lending procedures.
  • Advanced mathematical skills.
  • Excellent analytical skills.
  • Good communication skills.
  • Good interpersonal skills.
  • Detail orientated.
  • Ability to deal with stressful situations.
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